5 Most important things you need to know before investing in LIC’s Jeevan Labh Plan – Table No.936

grow with jeevan labh

I can’t wait for my wealth to grow. I want to double my investments in 6 months. I need to invest in the stock market.” A lot of people lose their lifetime savings, because they don’t have the patience to understand the investment option and would blindly trust anyone with their investment.

Rules Of Money

There are 5 rules pertaining to Money. Let us discuss further to understand how LIC’s Jeevan Labh plan can play a vital role to follow these rules to bring forth the fortunes we anticipate.

Have A Plan, Set Goals!

Many a people think to achieve 1 crore in their life. Is it possible with Labh?

Become a Crorepati with Labh – illustration
Plan: 936 Term / PPT : 25/16 years Sum Assured : Rs. 37,10,000
Basic Sum Assured (Guaranteed from Day – 1) 37,10,000
Bonus @ Rs.50 X 3710 X 25 (Guaranteed When Declared) 46,37,500
Final Additional Bonus @ Rs. 450 X 3710 16,69,500
Total Maturity Amount 1,00,17,000

So it can be found that Jeevan Labh plan can be recommended for Short term liability with long term benefit plus upto 7% tax free return and life insurance.

Keep Your Finance Organized

Girl child


Marriage / Settlement


It’s A Game! Learn How Money Works

Chart depicting the bonus addition workflow

Always Have An Emergency Fund

surrender value chart will be added

Death Benefits Illustration
Age 30
Plan\Term\PPT 936\25\16
SA 10,00,000
Yly Rs.47,514

For the sake of argument, let us assume, the policy holder dies in the 4 th year!

Case 1. Natural Death

Premium paid 1,90,056
Claim Received Rs.12,00,000
(SA =10,00,000 + Bonus for 4 years = 2,00,000)

Case 2. Accidental Death

Premium paid 1,90,056
Claim Recd Rs.22,00,000
(SA + AB + Bonus for 4 years = 10,00,000 + 10,00,000 + 2,00,000)

Always Make Money Work For You

Sum Assured & Declared Bonuses are Guaranteed by Govt of India u/s 37 of L.I.C Act 1956

Maturity Benefits Illustration
Age 30
Plan/Term/PPT 936/25/16
Sum Assured
(minimum protection offered)
Yly Premium Rs.47,514
Sum Assured 10,00,000
Yly Bonus 12,50,000
(Rs.50 per thousand SA)
FAB 4,50,000
(Rs.450 per thousand SA)
Maturity 27,00,000
Sum Assured + Bonus + FAB
Total Premium Rs.7,44,879
Returns 27,00,000
Gain 19,55,121

Who can avail this plan

Plan Eligibility in a nutshell
Age at entry 8 years
(Completed Minimum)
99 years (Term-16),
54 years (Term-21),
50 years (Term-25)
(maximum nearest birthday)
Maturity Age 75 years
(nearest birthday)
Policy Term 16 or 21 or 25 years
Premium Paying Term (PPT) 10 or 15 or 16 years
(for 16.21,25 terms respectively)
Basic Sum Assured Rs.2,00,000
No Limit

Additional Benefits

  1. Easy to understand
  2. Ideal for Savings & protection
  3. Moderate Premiums
  4. Limited Premium Payment
  5. Multiple premium payment frequency to choose from
  6. Premium Discount is available for higher Sum Assured
  7. Life Cover to the extent of Basic Sum Assured +Bonus + Final Additional Bonus (As applicable)
  8. Accident Death & Disability Benefit Rider option is available
  9. Term Rider option is available
  10. Life cover will start immediately after the policy start date
  11. Maturity benefit: Sum Assured + Bonus + Final Additional Bonus (as applicable) will be paid at the
    end of policy term
  12. Loan is Available any time after 3 full years premium payment
  13. Policy can be back dated within the same financial year to match your need
  14. Premium Paid is TAX EXEMPTED u/s 80 C.
  15. All returns from the policy are TAX FREE u/s 10 (10)(D)
  16. Free lookup period for 15 days

Final words

How Do Become Wealthy? Most people have it wrong; it is seldom luck/ inheritance/ advanced degree / even intelligence that enable people to amass fortunes. But, wealth is more the result of a lifestyle of hard work, perseverance, planning and most of all, self-discipline.

Compounding: Go for it. But give it TIME!

You can be young without money. But you cannot be old without it! Decide Today. Stay Happy. Jeevan Labh will help you for sure. If you are interested to buy this plan you can click here.

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